Empowering Students
The Student Credit Card scheme is designed to support students by providing easy financial access for education, skill development, and career growth. It enables students to focus on their goals without financial stress.
With minimal interest rates and flexible repayment options, the card ensures every student has the opportunity to pursue higher education and skill enhancement without hurdles.
Eligibility Criteria
- Applicant must be a resident student of the state.
- Age between 18 to 30 years (varies as per state rules).
- Must be pursuing higher education, professional courses, or skill development programs.
Key Features & Benefits
Loan up to ₹4 Lakh
For education, skill training & allied expenses.
Low Interest Rate
Interest as low as 4% per annum (varies by state).
Flexible Repayment
Repay after course completion with easy EMIs.
Documents Required
- Aadhaar Card / Voter ID
- Admission / Enrollment Proof
- Income Certificate of Guardian
- Photograph of Applicant
- Bank Account Details
Application Process
- Visit the official Student Credit Card portal.
- Register with personal details.
- Fill out the application form.
- Upload required documents.
- Submit and track application status.
Usage of Student Credit Card
The Student Credit Card can be utilized to cover a wide range of academic and educational expenses, ensuring that financial limitations do not come in the way of pursuing higher studies. With this facility, students can confidently focus on their education and skill development
The card can be used for:
Tuition Fees
Laptops & Study Materials
Hostel Fees
Skill Development
Repayment Terms
Repayment starts after the completion of the course or after employment, whichever is earlier. Flexible repayment period up to 15 years.